Underwrite property with institutional discipline.
Acquisition, financing, hold-period cash flow, and exit returns modelled to the standard a lender or investment committee expects.
Real Estate Investment Model Pro is a complete underwriting system for property investment. It models the acquisition, debt structure, operating cash flows across the hold period, and the exit — producing IRR, equity multiple, cash-on-cash return, and debt coverage in a single reviewable file.
Property decisions are frequently made on a simplified yield calculation that ignores financing structure, capital expenditure, vacancy, and exit assumptions. This model forces those variables into the open, so a deal is judged on its full return profile rather than a headline number.
For investors and advisers, the practical benefit is speed with rigour: multiple opportunities can be underwritten to the same standard in a fraction of the time, and the resulting summary is ready to present to a lender or partner.
Deals assessed on gross yield alone, ignoring financing and capital costs.
Each opportunity is modelled differently, making comparison unreliable.
Debt terms and coverage ratios are treated as an afterthought.
Building a model per opportunity delays decisions in competitive markets.
IRR, equity multiple, and cash-on-cash calculated across the full hold period.
Every deal assessed against the same structure and assumptions.
Debt schedule, interest, amortisation, and DSCR modelled from the outset.
A new opportunity can be underwritten in minutes, not days.
Purchase price, costs, and capital requirement captured in one structured input.
Loan sizing, interest, amortisation, and refinancing modelled explicitly.
Monthly and annual operating cash flow across the full investment horizon.
Unit-level rent, growth, vacancy, and lease assumptions.
Full opex build including management, maintenance, insurance, and tax.
Refurbishment and reserve spend scheduled and funded within the model.
Exit cap rate, sale costs, and net proceeds to equity.
IRR, equity multiple, cash-on-cash, and payback in one summary view.
DSCR and covenant headroom monitored across every period.
Test returns against changes in rent, exit yield, and interest rate.
A one-page output formatted for lenders and equity partners.
Assess several opportunities side by side under identical assumptions.
Decisions made on levered returns, not headline yield.
Move quickly on opportunities without lowering analytical standards.
Sensitivity analysis exposes the assumptions the deal actually depends on.
Output formatted for lender and investment committee review.
Assess a new acquisition to a consistent institutional standard.
Provide a financing package with modelled coverage ratios and cash flows.
Rank opportunities on levered return rather than gross yield.
Model the impact of new debt terms on returns and cash position.
Representative interface previews. [Replace with final product screenshots.]
Systems designed by practitioners who have built reporting for real operating businesses.
Executive presentation quality — output that can be shown to a board without reformatting.
Every view answers a decision, not merely displays a number.
Direct, personal email support from the person who built the system.
Current modelling and reporting conventions, delivered in familiar tools.
Built to be used on Monday morning, not admired in a demo.
Real Estate Investment Model Pro is built for Microsoft Excel (Windows and macOS, Microsoft 365 or Excel 2019+) and opens in Google Sheets with equivalent functionality preserved wherever possible.
There is no installation. After checkout you download the workbook, open it, and replace the sample inputs with your own. A quick-start guide walks through first-time setup in a few minutes.
Yes. Improvements and new versions are published to the same Gumroad purchase, so you can re-download the latest release at any time at no extra cost.
A commercial licence for use inside your own business or client engagements. Redistribution or resale of the files as a product is not permitted.
Direct email support at umeadiobed@gmail.com. Questions on setup, formulas, and adapting the model to your business are answered personally.
Completely. Nothing is locked or password-protected — every input, formula, chart, and layout is open and editable. Custom build requests can be discussed on a consultation call.
Because this is an instantly delivered digital product, refunds are handled case by case through Gumroad. If the product does not work as described, contact support and it will be resolved.
Real Estate Investment Model Pro is best suited to teams that already hold the underlying data but lack a structured, repeatable way to turn it into decisions and reporting.
Acquisition, financing, hold-period cash flow, and exit returns modelled to the standard a lender or investment committee expects.